If you are selling a property, any deeds or documents that we hold for you will be sent to the buyer’s conveyancer on completion. If you buy a property, we will arrange to register you as the new owner after completion.
We will send to you the Land Registry’s confirmation that you are the owner. This is effectively your proof of ownership. If we receive any other documents or old deeds from the seller’s conveyancer we will usually send these to you at the same time.
Most mortgage lenders nowadays do not hold any deeds on behalf of borrowers. You should safely retain any documents that we send to you as they may be needed if you later decide to sell or re-mortgage the property.